Attention Retired Veterans & Senior Citizens:
- Looking for Life insurance to cover your final expenses or leave a legacy? We can help you. TSB represents over 40 carriers with rates that start at less than $1/Day and most plans include living benefits in case you need to access cash $$$ in the event of health emergency.Â
- Looking to supplement your retirement finances without market risk? Consider an Annuity. Let us provide you with with a customized Illustration based on your personal financial needs, whether it be a income annuity that guarantees you a lifetime monthly income with long term care benefits or a deferred annuity with cash withdraw options and tax deferred growth.
- Triangle Senior Benefits works with our clients to follow the Coast Guard Motto. Semper Paratus "Always Prepared" provides personal service for clients from Wilmington To Asheville North Carolina. We Can Help! Contact us for the information you need to make the best decision when it comes to Life Insurance & Annuities. We can help. Contact us for more info.
Final Expense Plans
What is a Final Expense Plan?
A Final Expense Plan is a permanent life insurance policy for older adults between 50 to 85 that provides a guarantee pay out between $5,000 to $50,00 to leave with your loved ones to pay for the Burial or cremation service. Remember doctor & hospital bills, and other immediate expenses must be paid after your death.
There are two types of final expense coverage: Guaranteed issue and Simplified issue. With the Guaranteed Issue, there are no health questions or medical exams. A Simplified Issue policy offers a streamlined application process, you'll just need to answer questions about your medical history. Like other types of permanent insurance, once you are accepted your monthly premium cannot be increased and you can't be canceled for any reason as long as you keep up with paying your premiums.
Do I Need Final Expense Plan?
A Final Expense Plan in place is a smart decision that can save your family $1000s and give you peace of mind. Without a solid plan in place there is a large chance that your family's savings could be wiped out by the unexpected and immediate costs that must be paid. After purchasing a final expense policy, make sure all your important documents such as your "Last Will and Testament" are assessable to those responsible.
How do I buy a Final Expense Plan?Â
Contact us to answer any questions. We will work with you to find the best coverage and rates.
Annuities
What is an Annuity?
Annuity is a contract between you and the insurance company where your cash money is deposited with interest tax deferred in a separate account. Other advantages, seniors like about annuities include no market risk, flexible contribution and withdrawal options. Unlike market investments all the funds at death are tax free. The funds can be used to provide a guaranteed income stream for the rest of your life.
Why Do I Need an annuity?
According to LIMRA, the Life Insurance Marketing & Research Association over $350 billion of annuities will be sold in 2024. People over 50 find annuities give them a "peace of mind" against market risk in uncertain times. Others appreciate the ability to access the funds quickly for Long Term Care needs or in case of an emergency
Where do I get an Annuity?
Triangle Senior Benefits works with a team of highly skilled professionals that specialize in Annuities, representing over 50 carriers. Contact us and we will provide you with a no obligation comparable illustrations based on your retirement needs.
